Ph.D: The impact of Financial Inclusion on Bank Profitability and Economic Growth


This study examines the impact of financial inclusion on banks` profitability measured by ATMs numbers per 1000 adults, loans per 1000 adults, number of commercial banks per 1000 adults, and the economic growth in Egypt depending on GDP.

The researchers depend on a quantitative approach that uses the variables that affect the bank's profitability and economic growth. The data for this study were manually obtained from the Central Bank of Egypt's (CBE) annual reports, the World Development Indicators (WDI), and the International Monetary Fund (IMF) yearly reports. The banking industry in Egypt was included in the study's population. The analysis covers the years 2014 to 2019.


The findings support that Loan accounts and ATMs numbers are statistically significant in model 1&2 regarding the profitability measures (ROA and ROE), implying that these variables have an impact on bank profitability in Egypt. On the other hand, branch numbers negatively affect bank profitability. While model 3 comes as a result of models 1 and 2 to show the significance of the relation between economic growth and bank profitability.

 

Dr. Marwa Rabe Mohamed Elhmash

Department of Accounting, October University for Modern Science and Arts

 

Dr. Mai Mohamed Yasser Mohamed

Department of Economics, October University for Modern Sciences and Arts

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قراءة 240 مرات آخر تعديل في الأحد, 19 فبراير 2023 08:06

الموضوعات ذات الصلة

سجل الدخول لتتمكن من التعليق

 

في المحاسبين العرب، نتجاوز الأرقام لتقديم آخر الأخبار والتحليلات والمواد العلمية وفرص العمل للمحاسبين في الوطن العربي، وتعزيز مجتمع مستنير ومشارك في قطاع المحاسبة والمراجعة والضرائب.

النشرة البريدية

إشترك في قوائمنا البريدية ليصلك كل جديد و لتكون على إطلاع بكل جديد في عالم المحاسبة

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محظور

جميع النصوص و الصور محمية بحقوق الملكية الفكرية و لا نسمح بالنسخ الغير مرخص

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